Avoid Multiple Loans
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No Collateral Required
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n Age: Most lenders require applicants to be between 18 and 60 years old.
Financial Dependability: Extreme emphasis on the applicant’s financial stability based mostly on household earnings or property.
Credit Score: A good credit rating can significantly improve your chances of approval.
Spouse Co-Applicant: Some lenders might require the husband to be a co-applicant.
Ownership of Assets: Having mounted deposits, jewellery, property, or other assets may be an added advant